This latest bulletin from the Office for National Statistics (ONS) provides some hope that the economy may have avoided falling into recession in late 2022. There certainly is reason to optimistic; a re-invigorated economy, coming to terms with COVID, could provide an engine for growth in the month ahead.

While 2023 may also prove challenging for investors, it’s clear that there will be opportunities in assets with strong long-term fundamentals.

With mortgage rates up, affordability tests tightening and commentators acknowledging that house prices are likely to fall further next year, is 2023 the year first-time buyers have been waiting for?